FINANCIAL WELLBEING MADE SIMPLE
Why Choose Us…
At Healthy Financial Services, we help clients achieve financial wellbeing through clear, confident and fully regulated advice.
Founded and run by Jack Ballard, our approach is transparent, supportive and designed to help clients make informed decisions that promote long-term financial health.
With a strong background in both mortgage advice and estate agency, we offer insight into the entire home-buying and protection journey.
This includes helping clients secure the right property, arrange the most suitable mortgage and put the right protection in place to safeguard their home and financial future.
How We Support You…
• Mortgages & Remortgages – supporting first-time buyers, home movers, buy-to-let landlords and homeowners looking for mortgage or remortgage advice.
• Insurance & Protection – including life insurance, critical illness cover, income protection and buildings & contents insurance to help protect your home, family and financial security.
• Wills – helping ensure your wishes are clearly recorded and your loved ones are cared for.
• Equity Release & Bridging Finance – providing access to specialist property finance solutions including equity release and short-term bridging loans.
Our Mortgage Process…
1. Free Initial Consultation
A free, no-obligation 30-minute consultation to understand your goals and explain how our mortgage broker and protection advice can support your plans when buying a home or reviewing your mortgage.
2. Fact-Find & Decision in Principle
We securely gather your details via Mortgage Wallet and obtain a suitable Decision in Principle (also known as an Agreement in Principle), helping you understand how much you can borrow before viewing properties or making an offer.
3. Property Search & Negotiation Support
We support your property search by reviewing listings, liaising with estate agents and assisting with offers and negotiations when buying a property.
4. Mortgage & Protection Advice
We review the whole-of-market to recommend the most suitable mortgage for your circumstances and support you through the application process. We also advise on appropriate protection, including life insurance, critical illness cover, income protection, and buildings and contents insurance to help safeguard your home and financial security.
5. Conveyancing & Completion Support
Once your offer is accepted, we continue to monitor mortgage interest rates and support you through the conveyancing process through to completion. You are free to choose any solicitor for your property purchase, or we can help source conveyancing quotes and track progress via Convi.
**These tools support administration and case progression. We will guide you through the setup and help keep your case moving. All advice is provided by Healthy Financial Services**